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Are Women More Credit Constrained? Experimental Evidence on Gender and Microenterprise Returns /

개인저자
de Mel, Suresh ;, McKenzie, David ;, Woodruff, Christopher
수록페이지
1-32 p.
발행일자
2009.07.10
출판사
American Economic Association
초록
[영문]AbstractWe report on a field experiment providing random grants to microenterprise owners. The grants generated large profit increases for male owners but not for female owners. We show that the gender gap does not simply mask differences in ability, risk aversion, entrepreneurial attitudes, or differences in reporting behavior, but there is some evidence that the gender gap is larger in female-dominated industries. The data are not consistent with a unitary household model, and imply an inefficiency of resource allocation within households. We show evidence that this inefficiency is reduced in more cooperative households.