많은 사람들이 민간의료보험에 가입하고 있으며 이들 중 다수는 복수 가입을 하고 있으므로 복수 가입에 초점을 맞추어 가입자 특성을 분석한 연구가 필요하다. 이 연구에서는 민간의료보험의 단수 가입자와 복수 가입자의 특성을 비교 분석하고, 복수 가입에 영향을 미치는 요인을 파악하고자 하였다. 고령화연구패널조사(KLoSA)의 1차년도 자료(2006)를 이용하여 9,367명을 분석하였다. Heckman 선택 모형을 이용하여 전체 대상자 중 가입자를 대상으로 민간의료보험 복수 가입에 영향을 미치는 인구·사회 및 경제적 요인과 건강 상태 및 건강 관련 행태 요인을 분석하였다. 3,160명이 민간의료보험에 가입하고 있으며 이 중 47.8%(1,512명)가 복수 가입자였다. 여성, 저연령, 고학력자의 복수 가입 확률이 높았다. 자녀 수가 많으면 복수 가입 확률이 낮았다. 사적 이전을 받거나 가구 총자산이 많으면 복수 가입 확률이 높았다. 주관적 건강 상태가 좋은 사람, 정기적으로 운동을 하는 사람의 복수 가입 확률이 높았다. 민간의료보험의 복수 가입자가 많으며, 복수 가입에 영향을 주는 요인이 가입의 결정 요인과 유사하게 사회경제적 수준과 건강 상태라는 것은 기존 민간의료보험의 취약한 보장성을 시사한다.;Although many Koreans have purchased private health insurance (PHI), there has few study defining characteristics of those who purchase multiple PHI. This study examined the determinants of purchasing multiple PHI in Korea. The subjects were a national random sample of the aged 45 or older from the Korean Longitudinal Study of Ageing in 2006, and 9,367 samples were used for the analysis. The Heckman’s sample selection model was used to deal with non-random assignment to those who purchase PHI from the whole sample of the study. The model examined the determinants of the purchasing multiple PHI in terms of the demographic and socioeconomic characteristics, health status and health behaviors. Thirty-one hundred and sixty people purchased PHI, and 47.8% of them had multiple PHI. A female, the younger, or the educated was inclined to have multiple PHI. Individuals who have more children were less likely to have multiple PHI. Those who have private transfer or higher total household assets are more likely to purchase multiple PHI. Those who self-assessed their health status as better compared to poor conditions tended to have multiple PHI. Regular exercise was positively related to having multiple PHI. This study has important implications which examined determinants of purchasing multiple PHI to the extent that many Koreans have purchased PHI even with the enrollment in social health insurance. This study also suggests that purchasing PHI needs to be interpreted in the context of playing a role in accordance with social health insurance.
본고는 무료노인병원 폐업 사례를 중심으로 노인 의료문제의 사회 문화적 측면을 고찰하고 있다. 즉, 의료 담론 및 정책 수립 과정에서 간과하기 쉬운 노인 당사자들의 목소리에 주목하여 저소득 노인 환자들의 사회적 고통(social suffering)을 심층적으로 검토하였다. 노인들에게 몸의 문제는 노인들의 생활 전반에 변화를 주는 상황의 문제였다. 무료노인병원은 통증(pain)의 문제뿐 아니라 저소득 노인 환자들의 어려운 처지를 배려해주는 역할을 수행하고 있었다. 하지만 이 장에서조차 ‘환자 되기’는 쉽지 않았다. 의료진은 최대한 노인들을 많이 치료해주기 위해 처방전 조절, 관절약 관례 처방 등의 편법을 고안했다. 하지만, ‘엄격한 치료의 장’일뿐 아니라‘노인정’이나 다름없이 이용되었던 무료노인병원은 결국 폐업되고 말았다. 노인 환자들의 입장에서 무료노인병원 폐업은 비록 미봉적인 수준이었지만, 제한적으로나마 노인 환자들의 고통을 완화해주던 의료 자원을 상실한다는 것을 뜻한다. 이처럼 무료노인병원 폐업 조치는, 노인의 고통을 해결하기 위해 고안한 정책의 실패이자, 그 정책이 노인들의 고통을 심화한 문제점을 가지고 있다. 본 연구의 결과의 정책적 함의는 노인 집단 내부의 층위에 주목하여 층위별 대상자들의 욕구를 사정하고 있다는 점, 노인 의료 문제에 관련되어 있는 다양한 사회 주체들의 역동에 주목하고 있다는 점, 노인 입장에서 의료 문제를 검토한다는 점이다.;This is an attempt to give critical observation of sociocultural contexts concering about medical issues of elderly. For this purpose, the writer has observed a free geriatric clinic that has been closed by government authorities. On the basis of this observation, it is pointed out that the social intervention and support ironically made old people’s sufferings exacerbated, based on opinions of elderly and a vindication of its concrete medical process. A sick body is a matter of situation that affects the whole lives of old people. A free geriatric clinic was a field for alleviating low-income old patients’pain and sufferings. Even in this field, however, truly ‘becoming a patient’. The medical team adopted expedients, such as a control of prescription of drugs for arthritis, in order to give more medical services to their old patients. A free geriatric clinic which was not only a strict caring field but also a resting place for old patients was forced to close their business by the government authorities. This meant that the old patients lost an opportunity to be given one medical service which was helpful to lessening their sufferings. The old patients’sufferings have still existed and the policy has exacerbated their sufferings. This arcticle has paid much attention to a variety of relationship involved in the process that old people changed from the sick to social weak stratum. This holistic viewpoints of a matter of body could provide broader and deeper visions for problems with old people. In addition, they could play a key role in solving them.
최근 자원으로서의 시간에 대한 개인의 인식은 인간의 생활을 영위하는 기초적 단위로서 시간의 가치활용도를 높이고 인간관계의 맥락을 심화시키며, 그들의 「삶의 질」을 극대화하는 핵심적인 가치를 부여하는데 초점을 맞추고 있다. 그렇지만 어느 누구에게나 정해져 있는 시간의 양(quantity)을 어떻게 효율적으로 사용하고, 필요한 분야 및 항목에 얼마나 배분하는가에 따라 시간의 질(quality)을 증대시킬 수 있다. 본 연구는 1999년 통계청에서 처음으로 실시한 자료를 심층 분석하는 것이다. 연구목적은 기혼여성의 혼인상태 및 사회경제적 특성에 따라 생활시간 배분이 어떻게 상이한지를 분석하고 문제점을 찾으며, 아울러 효율적 시간활용방안을 제시하고 정책적 지원방안도 함께 모색하는데 있다. 주요 결과는 우리나라 기혼여성의 생활시간 배분은 혼인상태에 따라 현저한 차이가 있었다는 점이다. 아울러 기혼여성의 경제활동여부도 생활시간 배분에 영향을 크게 미치고 있었다. 특히 이혼부인은 생계유지를 위하여 경제활동에 적극 참여해야 하기 때문에 적절한 시간배분에 문제점을 노출시키고 있었다. 이와 같은 일련의 분석연구는 우리나라 부인의 혼인상태, 연령, 경제활동참여 및 직업유형 등의 특성에 따라 생활방식과 삶의 질을 파악하고, 시간자원을 효율적으로 활용하는 데 필요한 기초자료로 제공될 수 있을 것이며, 궁극적으로 여성의 「삶의 질」을 향상시키는 데 기여할 것으로 사료된다.;Individual's view of time as resource has recently been geared toward making the best use of time as the basic unit of human life in order to deepen the context of interpersonal relationships and maximize quality of life. The quality of one's time can be enhanced depending on how efficiently one allocate, manage, and spend the quantity of time. The present study aims to conduct an in depth examination of the first time-allocation survey carried out in Korea by the National Statistical Office in 1999 and analyze differences and identify problems in time allocation among married women according to their marital status and socioeconomic characteristics. Along the way, strategic plans and policy implications are suggested for improving the efficiency of time allocation. Major findings can be summarized as follows. Patterns of time allocation among married women in Korea vary widely depending on their marital status. The largest portion of their time in general is spent on ‘self-care’ which includes time allocated for sleep. However, divorced women are found to spend the next largest portion of their time on work, while widowed women and women with spouse spend the second largest portion their time on 'leisure and friends/acquaintances'. Divorced women are found to spend significantly more time at work than widowed women and women with spouse do. This is presumably a result stemming from the fact that divorced women, unlike women with spouse present, are highly responsible for household livelihood not only because they do not have income-earning husbands, but also because they are generally younger than their widowed counterparts and therefore are less likely to have income-earning children. Divorced and widowed women in their thirties/forties as compared with other groups are found to spend much more time on work. This may be not only because they unlike women with spouse present－must fulfill their responsibilities and role as the main breadwinner for the family, but also because they are more likely to have school-aged children and are responsible for earning money for bringing up and educating them. Unemployed women, regardless of their marital status, are found to spend more time on household and family care than employed women. This implies that there is an accentuated policy need for paying particular heed to social support toward helping divorced women balance their work and family lives. Koreans in general－irrespective of socio-demographic factors such as gender, age, educational level, marital status, and employment status－are found to devote little time to voluntary activities, even during weekends or holidays. Non-working women and elderly people, in particular, spend very limited amount of time participating in voluntary activities despite having relatively much spare time. Divorced and widowed women as compared to women with spouse are found to suffer from lack of time to care for their preschool children due to other obligations. This calls for more policy attention to be placed on the protection of physical and emotional health of children in these female-headed households. For instance, the availability/accessibility of desired services should be ensured through the expansion of home-helper programs, educare centers, and financial aid programs. Based on these results, the following time management strategies and policy options can be considered. First, more time needs to be allocated, especially in the case of married non-working women, to voluntary activities. This can be made possible by reducing time spent on friends/acquaintances, leisure activities, and self-care. Second, it is hard for many divorced and widowed women to allocate much time to household and family care because they are responsible for engaging in income-earning activities. Therefore, social support should be provided to enhance the availability and accessibility of home-helper programs and daycare services. Third, cultural/leisure programs should be developed for working married women who generally have little or no time for leisure and interpersonal relationships. Forth, the longstanding inequalities in gender roles must be redressed. To do this would require men to escape from their traditional ‘male gender role’ and assume an increased, if not equal, role in household tasks and family care.